Costs and Service Information

Purchase of a Residential Property

Prices

Our costs information is set out generally below. For a bespoke quote relevant to your exact purchase details (i.e. you will not have to work out the fees from the tables below yourself), please click here and enter your details and we will contact you. Please refer to our privacy policy for details of how we will use any information that you submit via the enquiry form on our website.

Please note that there will be two elements to the costs information set out below:

  1. Fees charged by Lovedays Solicitors. These are charged on the basis of fixed fees; and
  2. Fees payable to third parties.

Please ensure that you consider both parts of the costs information.

Fees charged by Lovedays Solicitors

Property price range Legal fee VAT (20%) Total fee

£0.00 - £200,000.00

£750.00

£150.00

£900.00

£200,001.00 – £250,000.00

£875.00

£175.00

£1050.00

£250,001.00 - £300,000.00

£975.00

£195.00

£1170.00

£300,001.00 - £400,000.00

£1250.00

£250.00

£1500.00

£400,001.00 - £500,000.00

£1500.00

£300.00

£1800.00

£500,001.00 +

£0.3%*

£

£

*Legal fees charged at 0.3% of the property purchase price

For new build properties, please add £120.00 + VAT = £144.00 to the fees quoted in the table above.
Please also add the following costs to the applicable fee listed in the table above to your purchase:
Description of fee Fee VAT (20%) Total fee

If the property is Leasehold 

£175.00

£35.00

£210.00

Stamp duty land tax return fee

£4.00

£0.80

£4.80

Thirdfort electronic ID check (required for each purchaser)

£9.95 (per person)

£1.99 (per person)

£11.94 (per person)

Solicitor/ conveyancer bank account check provided through Lawyer Checker.*

£12.00

£2.40

£14.40

*This is to protect you and your lender from the threat of fraudsters attempting to pose as law firms in order to steal deposits and completion monies.

Fees payable to third parties (‘Disbursements’)

Description of Disbursement Fee VAT (20%) Total

Bankruptcy Search

£2.00 (per person)

£0.40

£2.40 (per person)

CHAPS Fee

£10.00

£2.00

£12.00

AP1 Registration Fee

£4.00

£0.88

£4.88

Pre-Completion Search for registered property

£3.00 (per registered title)

N/A

£3.00 (per registered title)

Land charges search (for unregistered property)

£3.00 (per persons searched against)

£0.60

£3.60 (per persons searched against)

Searches *

In the region of £300.00

N/A

£300.00

Stamp Duty Land Tax

Dependent on property value and type of buyer you are. Please visit https://www.stampdutycalculator.org.uk/ to calculate your fee. **

Land Registry fee

Dependent on property value and property type. Please visit https://www.gov.uk/guidance/hm-land-registry-registration-services-fees to calculate your fee. **

* The number and nature of searches that you will require may vary depending on the property and/or any mortgage lender.

** We will be able to confirm your exact fee once we have specific information about your purchase.

*** These fees vary from property to property and can sometimes be significantly more than the ranges given. We can give you a more accurate figure once we have sight of your specific documents. You should also be aware that ground rent and service charges are likely to apply throughout your ownership of the property.

Work included and key stages

The precise work and stages involved in the purchase of a residential property vary according to the circumstances. However, we have set out the key stages involved in a typical purchase transaction:

  • Take your instructions and give you initial advice.
  • Check finances are in place to fund the purchase and contact the lender's solicitors if needed.
  • Receive and advise on contract documents.
  • Carry out searches.
  • Make any necessary enquiries of seller's solicitor.
  • Give you advice on all documents and information received.
  • Go through the conditions of mortgage offer with you.
  • Check the title of the property and prepare the document to transfer ownership to you.
  • Send the final contract to you for signature and ask you to pay the agreed deposit to us so that contracts can be exchanged.
  • Agree a completion date (date from which you own the property).
  • Exchange contracts and notify you that this has happened.
  • Arrange for all monies needed to be received from the lender (if applicable) and you.
  • Complete purchase.
  • Deal with payment of Stamp Duty Land Tax.
  • Deal with application for registration at Land Registry.
  • Notify you and your lender (if applicable) of registration once confirmed.

Services excluded

Our service will not include any of the following:

  • Advice on the value of the property.
  • Advice on the suitability of your mortgage or any other financial arrangements.
  • A physical inspection of the property.
  • Advice on any planning implications unless instructed to do so which may be subject to additional charges.
  • Checks on the property to ensure that it has been built in accordance with any planning permissions granted.
  • Advice on any search result findings that identify contaminated land, fracking sites, or other environmental issues.
  • Advice on tax (other than SDLT) or other accounting matters.

Approximate/average timescales

How long it will take from your offer being accepted until you can move into your house will depend on a number of factors. However, the average process takes between eight – twelve weeks from the date you instruct your solicitor.

It can be quicker or slower depending on the parties in the chain and the efficiency of third parties involved in the purchase such as the seller’s solicitors, the solicitors representing other buyers and sellers in the chain, your bank if you are taking out a mortgage, search providers and the relevant local authority to conduct your local search.

Factors that could increase costs

In some circumstances we may increase our fees to account for additional time, work or skill required to meet your instructions. Examples include:

  • If your lender makes detailed instructions requiring us to deal with matters other than those relating to the title to the property.
  • If your lender instructs another conveyancer to act for them.
  • If the lender requires anything other than a simple certificate of title (a simple certificate of title is standard with most lenders) in order to send the mortgage funds to our firm.
  • If a trust document is required.
  • If there is a defect in the property title which requires remedying prior to completion.
  • If the transaction requires a new lease to be granted rather than an assignment of an existing lease.
  • If there are any other complexities to your purchase.

Qualifications and experience of our conveyancing team

Our residential conveyancing team includes:

Name Position Experience

Richard Roberts

Solicitor, Head of Department and Managing Director

Admitted as a solicitor in 1999.

Kathryn Griffiths

Solicitor

Admitted as a solicitor in 2000.

Racheal Mellor

Licensed Conveyancer

Has worked in conveyancing since 2004 and qualified as a Licensed Conveyancer in 2011.

Denise Graham

Property Assistant

Has been working in conveyancing since 2016.

Hayley Kirkland

Trainee Licensed Conveyancer

Has been working in conveyancing since 2007.

Regardless of who works on your matter, they will be supervised by Richard Roberts who is a solicitor and the head of the residential conveyancing department.

If you would like to find out more about our staff, please click here.


About Lovedays

Lovedays Solicitors, Potter and Co Solicitors and Andrew Macbeth Cash and Co Solicitors are the trading names of Derbyshire Legal Services Limited (Company Registration Number 08838592) whose registered office is at Lovedays Solicitors, Crown Chambers, 6 Bank Road, Matlock, Derbyshire, DE4 3AQ.

The Directors of Derbyshire Legal Services Limited are C.D.Gale and R.LL.Roberts. The Company is otherwise authorised and regulated by the Solicitors Regulation Authority whose rules can be accessed at www.sra.org.uk

Contact
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  • Crown Chambers
    6 Bank Road
    Matlock
    Derbyshire
    DE4 3AQ

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