Our costs information is set out generally below. For a bespoke quote relevant to your exact remortgage details (i.e. you will not have to work out the fees from the tables below yourself), please click here and enter your details and we will contact you. Please refer to our privacy policy for details of how we will use any information that you submit via the enquiry form on our website.
Please note that there will be two elements to the costs information set out below:
Please ensure that you consider both parts of the costs information.
New mortgage value | Legal fee | VAT (20%) | Total fee |
---|---|---|---|
£0.00 - £300,000.00 | £550.00 | £110.00 | £660.00 |
£300,001.00 - £500,000.00 | £600.00 | £120.00 | £720.00 |
£500,001.00 + | £650.00 | £130.00 | £780.00 |
Description of fee | Fee | VAT (20%) | Total fee |
---|---|---|---|
Thirdfort electronic ID check (required for each person remortgaging) | £9.95 (per person) | £1.99 (per person) | £11.94 (per person) |
Consumer bank account check provided through Lawyer Checker.* | £2.50 | £0.50 | £3.00 |
*This is protect to you from the threat of fraudsters attempting to steal monies due to you by confirming that the bank details that we are provided with, belong to you.
Description of Disbursement | Fee | VAT (20%) | Total |
---|---|---|---|
Bankruptcy Search | £2.00 (per person) | £0.40 | £2.40 (per person) |
CHAPS Fee | £10.00 | £2.00 | £12.00 |
Pre-Completion Search for registered property | £3.00 (per registered title) | N/A | £3.00 (per registered title) |
Land charges search (for unregistered property) | £3.00 (per persons searched against) | £0.60 | £3.60 (per persons searched against) |
Searches * (if required by your lender) | In the region of £300.00 | N/A | £300.00 |
Stamp Duty Land Tax | Dependent on property value and type of buyer you are. Please visit https://www.stampdutycalculator.org.uk/ to calculate your fee. ** | ||
Land Registry fee | Dependent on property value and property type. Please visit https://www.gov.uk/guidance/hm-land-registry-registration-services-fees to calculate your fee. ** |
* The number and nature of searches that you will require may vary depending on the property and/or any mortgage lender.
** We will be able to confirm your exact fee once we have specific information about your mortgage/ remortgage.
The precise work and stages involved in the mortgage or remortgage of a residential property vary according to the circumstances. However, we have set out the key stages involved in a typical mortgage/ remortgage transaction:
Our service will not include any of the following:
The length of time that it will take to complete your mortgage or remortgage will depend on a number of factors. However, the average process takes between 4 – 6 weeks.
It can be quicker or slower depending on the parties in the chain and the efficiency of third parties involved in the mortgage or remortgage such as your lender, search providers and the relevant local authority to conduct your local search if required.
In some circumstances we may increase our fees to account for additional time, work or skill required to meet your instructions. Examples include:
Our residential conveyancing team includes:
Name | Position | Experience |
---|---|---|
Richard Roberts | Solicitor, Head of Department and Managing Director | Admitted as a solicitor in 1999. |
Kathryn Griffiths | Solicitor | Admitted as a solicitor in 2000. |
Racheal Mellor | Licensed Conveyancer | Has worked in conveyancing since 2004 and qualified as a Licensed Conveyancer in 2011. |
Denise Graham | Property Assistant | Has been working in conveyancing since 2016. |
Hayley Kirkland | Trainee Licensed Conveyancer | Has been working in conveyancing since 2007. |
Regardless of who works on your matter, they will be supervised by Richard Roberts who is a solicitor and the head of the residential conveyancing department.
If you would like to find out more about our staff, please click here.
Lovedays Solicitors, Potter and Co Solicitors and Andrew Macbeth Cash and Co Solicitors are the trading names of Derbyshire Legal Services Limited which is a company registered in England and Wales under company number 08838592. Registered office Sherwood House, 1 Snitterton Road, Matlock, Derbyshire, DE4 3LZ.
Authorised and Regulated by the Solicitors Regulation Authority under SRA ID number 637916.
Sherwood House
1 Snitterton Road
Matlock
Derbyshire
DE4 3LZ
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